5-Star Rated by BauerFinancial, Inc

In observation of Labor Day, KeyWorth Bank will be closed Monday, September 1, 2014.

Personal Savings

KeyWorth Bank offers a variety of savings options designed to help you unlock your dreams and achieve your financial goals.

Certificates of Deposit & IRAs

  • $500 minimum deposit to open
  • Flexible Terms include 3,6,9,and 12 month; 2 – 5 years
  • Two and Four Year Exchange Rate Products Available

    • The option to exchange the interest rate is available one time during the term of the account
    • KeyWorth Bank MUST receive written request from the customer to exchange the interest rate
    • Upon receipt of the written request, the interest rate on the account will be exchanged for the new interest rate the bank is then offering based on the original term of the account.

Regular Savings

  • $100 minimum deposit to open
  • $100 minimum daily balance to avoid monthly maintenance fee
  • $3 monthly maintenance fee if minimum balance requirement is not maintained
  • Two free withdrawals or transfers per monthly statement cycle
  • $5.00 Debits Paid Service Charge assessed for each withdrawal or transfer in excess of two per monthly statement cycle
  • Earns interest on daily collected balance

Personal Money Market Account

  • $100 minimum deposit to open
  • $1,000 minimum daily collected balance or $2,500 average daily collected balance to avoid the monthly maintenance fee
  • $10 monthly maintenance fee if minimum balance requirements are not maintained
  • Limited to six withdrawals or transfers (or a combination of six withdrawals or transfers) per monthly statement cycle; $10 Excessive Money Market Transactions Service Charge assessed for each withdrawal or transfer in excess of six per monthly statement cycle 
  • Interest rates tiered; earns interest on daily collected balance
  • $1,000 minimum daily collected balance required to earn interest

 



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